Digital estate · RUFADAA-aligned · U.S.

An estate plan that lives, breathes, and alerts your heirs on its own.

Cairnwell keeps wills, trusts, and asset transfers alive as life changes. Once you link your accounts, beneficiaries, and end-of-life instructions, the service watches everything — assets, family events, state-level digital-asset law — and auto-updates the affected instruments before a missed update costs your family time, money, or inheritance.

Join the waitlist

Early access opens to a small first cohort. Drop your email and we’ll route you onboarding invites by role — family, founder, or firm.

  • No retainer bills · pay as you go
  • AI-automated drafting · ~60% time saved
  • Heirs routed by role, not blind CC
Live monitoring · last sync just now
Built for the $1.8B–$4.2B U.S. estate-planning software marketInstruments redrafted against current state lawEncrypted at rest · auditable access logs

How it works

A plan that updates itself, between retainer calls.

Four motions run continuously. You feel none of them — until you need one.

  1. 01

    Link once

    Connect financial, custodial, and digital accounts. Add beneficiaries, executors, and end-of-life preferences. Onboarding runs in minutes, not quarters.

  2. 02

    Monitor continuously

    Asset balances, real-estate records, life events, marriage status, and state-level digital-asset law are watched every day — not at the next quarterly retainer call.

  3. 03

    Detect and redraft

    When anything changes — a divorce, a move, a new RUFADAA ruling, a beneficiary death — Cairnwell flags the affected clauses and auto-generates a redline.

  4. 04

    Alert the right heirs

    The moment a document needs a signature, a beneficiary an update, or an heir an action, the right people get a directed alert — not a generic PDF forwarded through a lawyer.

What it watches

Four surfaces. One continuous signal.

The signals that move your estate — assets, digital property, life events, and the law — are watched in parallel. The plan moves when any of them does.

Assets
Real & financial accounts
  • Brokerage & retirement
  • Bank & trust
  • Real estate records
  • Private equity
  • Crypto wallets & NFTs
Digital
Digital estate under RUFADAA
  • Email & social accounts
  • Cloud storage & photos
  • Subscription domains
  • Creator revenue streams
  • Online personhood
Life events
Status & family changes
  • Marriage & divorce
  • Births & adoptions
  • Moves across state lines
  • Diagnosis & incapacity
  • Beneficiary death
Law
State & federal changes
  • RUFADAA updates
  • Inheritance tax revisions
  • Trust code amendments
  • Probate rule changes
  • Cross-state reciprocity

For whom

Three estates that age badly without help.

The clients who lose the most from an out-of-date plan — and the firms that serve them.

  • Families & retirees
    Blended estates, second marriages, adult children as beneficiaries. The plan that survives life’s changes without a retainer letter.
  • Crypto holders & creators
    Self-custody wallets, mint royalties, domain registries, audience-led revenue. The pieces most estate plans never even list, monitored end to end.
  • Wealth & estate firms
    Continuous monitoring as a back-office service. Stop sending clients a PDF every decade. Keep their instruments current between visits.

Compliance & fit

Built against RUFADAA and the digital-asset inheritance wave.

The Revised Uniform Fiduciary Access to Digital Assets Act has rewritten how email, photos, social, and crypto pass through probate. Most estate plans still treat digital property as an afterthought. Cairnwell treats it as a first-class asset class — continuously reconciled with the latest state law so a ruling change does not invalidate the plan.

AI-automated drafting delivers the ~60% time savings the broader market now reports from AI document automation — without the quarterly retainer that keeps a plan static between visits.

FAQ

Questions you'll want answered first.

If yours is below, the answers are short. If yours is not, write to us.

No. Cairnwell plays the estate-plan-operations role — the monitoring, drafting, and heir coordination that surrounds a will or trust. We do not provide legal advice and we do not replace a client’s counsel. Where a state requires attorney involvement for execution, the redrafted instruments are routed to the client’s lawyer for review.

Get in touch

Tell us about your plan — or about a client’s plan.

We’ll walk through what Cairnwell watches for your specific situation: digital asset mix, family structure, the state(s) where your heirs live, and where your existing instruments sit today. Drop your email and we’ll be in touch as soon as onboarding opens for your profile.